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An SR-22 is a California Insurance Proof Certificate (Form CN-149) filed electronically with the DMV by your insurance company. Here's an example:

Sample SR-22 / SR-1P Certificate (Form CN-149)
SR-1P vs SR-22
SR-1P covers a specific vehicle (automobile liability). SR-22 is broad coverage โ owner's, operator's, or both.
Who files it?
Your insurance company files it electronically with the CA DMV. You don't mail anything yourself.
How long?
California requires SR-22 for 3 years. Your insurer must maintain continuous coverage during this period.
What triggers it?
DUI/DWI, driving without insurance, license suspension, uninsured accidents, or court orders.
Non-owner option
Don't own a car? An Operator's Policy (Section 16452) lets you file SR-22 without owning a vehicle.

โSaved $85/month compared to my previous SR-22 policy. Same-day filing too!โ
Carlos M.
Los Angeles, CA
โWas paying way too much. They found me a policy for half the price. Super easy process.โ
Diana R.
Sacramento, CA
โGot my SR-22 filed the same day. Agent was super knowledgeable about the whole DMV process.โ
James T.
San Diego, CA
Expert resources to help you navigate SR-22 requirements