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Find the Cheapest SR-22 Insurance in 60 Seconds

Don't overpay for SR-22. Compare rates from California's top providers and save an average of $564/year.

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Same-Day Filing

Electronic SR-22 filing with DMV โ€” often within hours

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Save Up to 40%

Compare 15+ carriers to find your lowest rate

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All Coverage Types

Owner, non-owner, and broad coverage SR-22 policies

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COMPARE RATES FROM CALIFORNIA'S TOP SR-22 CARRIERS

Sun Coast
Bristol West
Aspire
Safeco
Bridger
Anchor General
National General
Foremost
Travelers
MAPFRE
Stillwater
AssuranceAmerica
Kemper
Hippo
Nationwide
Pronto
Alinsco
Dairyland
Commonwealth

10,000+

Drivers Helped

$564

Avg. Annual Savings

4.9/5

Customer Rating

Same Day

DMV Filing

Traffic stop โ€” get back on the road with SR-22

Got pulled over? We can help you get back on the road โ€” fast.

Stressed about SR-22? We make it easy

Stressed about SR-22 costs? Compare rates & save up to 40%.

California drivers trust CompareSR22Rates

Join 10,000+ California drivers who saved with us.

How It Works

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Fill Out the Form

Answer a few quick questions about your SR-22 needs. Takes under 60 seconds.

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Compare Rates

We shop 15+ California carriers to find your lowest rate โ€” no obligation.

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Get Filed Same Day

Choose your plan and we file your SR-22 with DMV electronically โ€” often within hours.

What Does an SR-22 Look Like?

An SR-22 is a California Insurance Proof Certificate (Form CN-149) filed electronically with the DMV by your insurance company. Here's an example:

Sample SR-22 California Insurance Proof Certificate (CN-149)

Sample SR-22 / SR-1P Certificate (Form CN-149)

Key Things to Know:

  • SR-1P vs SR-22

    SR-1P covers a specific vehicle (automobile liability). SR-22 is broad coverage โ€” owner's, operator's, or both.

  • Who files it?

    Your insurance company files it electronically with the CA DMV. You don't mail anything yourself.

  • How long?

    California requires SR-22 for 3 years. Your insurer must maintain continuous coverage during this period.

  • What triggers it?

    DUI/DWI, driving without insurance, license suspension, uninsured accidents, or court orders.

  • Non-owner option

    Don't own a car? An Operator's Policy (Section 16452) lets you file SR-22 without owning a vehicle.

California Driver License example

What You'll Need to Get Started

  • โœ… Valid California Driver License or ID number
  • โœ… Date of birth
  • โœ… Current address
  • โœ… Vehicle information (if owner's policy)
  • โœ… Court order or DMV notice (if applicable)
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What Customers Say

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โ€œSaved $85/month compared to my previous SR-22 policy. Same-day filing too!โ€

Carlos M.

Los Angeles, CA

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โ€œWas paying way too much. They found me a policy for half the price. Super easy process.โ€

Diana R.

Sacramento, CA

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โ€œGot my SR-22 filed the same day. Agent was super knowledgeable about the whole DMV process.โ€

James T.

San Diego, CA

SR-22 Insurance Guides

Expert resources to help you navigate SR-22 requirements